Retirement

As Americans are living longer, retirement is one of the greatest concerns for working adults. Did you know only 4% of Americans achieve their retirement savings goals and most Americans will outlive all of their retirement savings?

A Retirement Plan offered through payroll deduction is an exceptional benefit to both employees and employers. A Retirement Plan builds real savings for the employee. The Plan also contributes to an overall balanced benefits package and contributes to employee loyalty.

Simple IRA

The SIMPLE IRA Plan was designed to make it easier for businesses to offer a tax-advantaged, company-sponsored retirement plan. SIMPLE IRA plans are funded by employer contributions and elective employee salary deferrals.

401(k)

A 401(k) Plan is an employer-sponsored retirement plan that allows an employee to save for retirement while deferring income taxes on earnings until withdrawal. The employee has the opportunity to select from a number of investment options.