Voluntary Plans
An increasing number of employees are purchasing insurance products through their employers. Voluntary benefits are individual products that are portable, individually underwritten and the policies are employee-owned.
Cancer Insurance
Cancer Insurance provides the funds to help offset the out-of-pocket expenses associated for the treatment of cancer.
- First occurrence
- Hospital confinement
- Surgery/ anesthesia
- Radiation and chemotherapy
Whole Life Insurance
Whole Life insurance is permanent insurance which covers a person for his/her entire life with premiums guaranteed not to increase.
- Benefits- Face amounts from $2,500- $100,000
- Accumulated guaranteed cash value
- Spouse and child riders
Legal Services Plan
Legal Services Plan provides preventative legal service, flat-fee service and reduced contingency fee. It also includes identity theft recovery assistance.
Accident insurance provides benefits for off-the-job accidental injuries and accidental death benefits.
- Accident medical expenses
- Hospital confinement
- Emergency room treatment